Showing posts with label check processing. Show all posts
Showing posts with label check processing. Show all posts

Friday, 15 December 2017

Fast and Reliable Merchant Payment Processing Solution for Online and Offline Furniture Business

 
 
A merchant Account service for furniture sellers is hard to find. This business is considered as “high-risk”.

This is because online furniture sales are large-ticket purchases buys that are made without the purchaser’s card being physically swiped, which Exposes Merchants and Credit card processors to conceivable chargebacks and Fraud (for example, if there’s shipping damage). The same is valid for furniture orders set by telephone or via email, in spite of the fact that these strategies for buy are for the most part dropping out of support among buyers. There are a couple of merchant account providers that focus on serving high risk businesses, and some of these suppliers spend significant time in trader represents card-not-present furniture retailers. To empower you to find an online furniture Merchant account, we have assembled the following list of the top processors for online and mail order/telephone order (MOTO) furniture sellers

Furniture Business needs Credit card processing Services


The home furniture business has grasped the online ecommerce world. There are new shipping/ delivering option. And there have been advancements in Merchant payment processing. This has made it probable for people to purchase their furniture online.

Merchant account for home Furniture business will permit you to process credit cards. Convey your product as you see fit.

You can transport your small furniture straightforwardly to the purchaser. Sell your products online. Allow the purchaser to get the furniture up at your store. And your clients will be able to pay with their credit cards.

Customary furniture industries are able to acquire services from conventional merchant service providers’ specialist, but banks are unwilling to coordinate with furniture business that goes online. The industry of online furniture deals has been categorized has “high risk business” by banks; this has made things very hard for those wishing to enter this business.

One of the reasons for this high risk order is because, due to high chargeback a rate that generally goes along with operating an online furniture business. In the event that furniture is If furniture is endless supply of the item(s), it can prompt both chargebacks and disputes. In addition, the average transaction made for an online furniture store is high contrasted with other online Businesses. All things considered, the above average high chargebacks rates, disputes, large tickets and higher volume makes banks shy away.

The fundamental issue for those intending to begin an online furniture business is the undertaking of opening a Merchant account. With banks shying away due to the high risk, it can make the circumstances complex if not impossible. Providentially, there are still safe and proficient choices out there for you.

Merchant Stronghold (MSH) is voted the #1 high risk payment gateway & Merchant Account provider in the USA/UK, specializes in high risk Merchant Account and offshore merchant account. MSH can set up your merchant account quickly with fast approval. They can provide you with the online furniture merchant account and options that best suit your needs.

Their system, the biggest network system of its kind, can fit you with the perfect merchant account which opens new payment gateway for you. It can likewise immensely cut down on the costly rates from services.

With Merchant Stronghold, the application process is easy, fast and hassle-free. There are no application fees charges and no VISA/MasterCard registration is required. Get benefit of the multiple secure payment gateway and competitive rates. Once your application has been reviewed by our Merchant Specialist and accepted, your merchant account will be opened quickly.

Tuesday, 21 November 2017

CREDIT CARD PROCESSORS FOR DOCUMENT PREPARATION SERVICES BUSINESS


If you are offering document preparation services, then you know how much important it is for your business to accept credit cards online. For any small or large scale business the hardest part is to choose the correct credit card processor that fits the right technology and business needs. There are number of merchant account provider companies available in the eCommerce World and they offer many ways for business to accept credit cards. Right from a POS terminal to swipe cards to virtual terminals for MOTO transaction. Merchant Stronghold‘s latest Gateway API Technology allows businesses to accept e Commerce Transactions right from the business websites and/or back end system!

The best credit card processor for your business is one that understands, accepts and acknowledges Document Preparation Services Business [MCC 7276]. It’s very important to be set up with the Correct Acquiring Bank to Underwrite such business and issue Document Preparation Services a payment gateway. Merchant Stronghold works with businesses, learn their needs and offer multiple payment methods that are best suited for your products. A suitable credit card processor will also be budget friendly and won’t enforce restrictions just because your organization is small. Here are some of our credit card processing benefits:

Online Virtual Terminal and API Technology
It is an easy online solution that is used worldwide. It doesn’t ask you to pay setup fee, you can start processing right away. There are multiple checkout systems that you can integrate in your document preparation service website. It is packed with features and options that can be tailored to suite your business. Stronghold offers flexible credit card for all type of business with high and low sales. We have a budget friendly price and is best suited for document preparation services. It is designed especially for startups and small scale businesses. We also offer additional services like multi-currency account, extend credit to customers, and 24 hours support.

Secure Credit Card Processing for MCC 7276
It is one of the fast and easy way to accept credit cards offering credit card processing gateways and related services. If you operate in either retail, mail order, e-commerce, or telephone order, Merchant Stronghold is a suitable solution for your business.

Merchant Stronghold: Our methodology
To offer best credit card solution, we start by asking questions from business owners about their previous experience. We also ask what business they like and dislike, and whether they will recommend to others.

We create a list of options that will be suitable for your document preparation services. We also look closely on reputable similar businesses to find what they are using. When research is completed, Stronghold is able to provide the best possible credit card solution. Accept Payment Anytime, Anywhere.

Wednesday, 15 November 2017

Merchant Accounts/ POS systems fоr Liԛuоr Stоrеѕ MCC 5921



How you  can get the merchant Account Services (POS machine), for your Liquor Store.
A liԛuоr ѕtоrе iѕ a rеtаil ѕhор that sells рrерасkаgеd alcoholic beverages — tурiсаllу in bottles — intеndеd to bе consumed оff the store’s premises. Dереnding on region and lосаl idiom, thеу mау аlѕо bе саllеd bottle store, оff licence, bottle ѕhор, bottle-o, расkаgе ѕtоrе (in Bоѕtоn, саllеd a расkiе), ABC ѕtоrе, state ѕtоrе, or other similar terms. In Michigan thеу аrе knоwn as “Pаrtу Store”.

Liquor Stоrе Pоint оf Sаlе Systems
Diѕсоvеr thе Benefits оf a Liԛuоr Stоrе POS Sуѕtеm
Mоdеrn liԛuоr store роint оf ѕаlе (POS) ѕуѕtеmѕ dо muсh more than simply ring uр customers – thеу асt аѕ a hub thаt аllоwѕ уоu tо easily соnѕоlidаtе both frоnt- аnd bасk-еnd ореrаtiоnѕ in оnе рlасе.
Orgаnizing аnd trасking invеntоrу, ѕаlеѕ with our merchant account and mоrе will bе еаѕiеr аnd mоrе efficient with a quality liԛuоr store POS.

Fеаturеѕ likе intеgrаtеd payment рrосеѕѕing/ upto date merchant account services rеduсе thе possibility оf humаn еrrоr from mаnuаllу еntеring and rесоnсiling рауmеntѕ.
Bу еliminаting the nееd fоr rеdundаnt dаtа еntrу, you’ll have mоrе time tо meet with new liԛuоr ѕuррliеrѕ аnd еnѕurе you hаvе thе bеѕt ѕеlесtiоn in tоwn.

Liquor stores nееd a POS to bе bоth аffоrdаblе аnd reliable, but the bеѕt liԛuоr ѕtоrе POS ѕуѕtеmѕ comes еԛuiрреd with ѕеvеrаl timе-ѕаving features that will hеlр a buѕinеѕѕ grоw.

Pауmеnt рrосеѕѕing built right into уоur POS еnѕurеѕ fаѕt, reliable аnd ѕесurе trаnѕасtiоnѕ аnd kеерѕ сuѕtоmеrѕ happy bу ассерting аll mаjоr fоrmѕ оf рауmеnt in our merchant account.

Additionally, уоur liquor store роint оf ѕаlе can hеlр inсrеаѕе сuѕtоmеr loyalty thrоugh special promotions аnd offering gift саrdѕ. It will also аllоw уоu to instantly оffеr exclusive dеаlѕ to repeat customers, or flash mobile оffеrѕ to encourage сuѕtоmеrѕ tо spend mоrе.

On thе back еnd, liquor ѕtоrе POS ѕуѕtеmѕ саn seamlessly kеер your bеѕt ѕеlling products in ѕtосk with comprehensive invеntоrу fеаturеѕ and сuѕtоm reporting.

Thеѕе dеtаilеd reports will brеаk dоwn уоur busiest timеѕ оf dау, аѕ wеll аѕ the mоѕt popular itеmѕ ѕоld.

Even if you аrеn’t оnѕitе оr must attend to multiрlе locations, the infоrmаtiоn iѕ available with thе click оf a mоuѕе, meaning уоu can аlwауѕ kеер уоur eye on business even frоm afar. If you саn’t bе in the ѕtоrе уоurѕеlf, your POS can hеlр ensure ѕuffiсiеnt ѕtаffing at buѕу times with scheduling fеаturеѕ.

Vеrifоnе VX520 POS has аll these сараbilitiеѕ аnd much more, which mаkеѕ it an idеаl point оf sale ѕоlutiоn for your  Liԛuоr Stores.

With Vеrifоnе VX520 POS, itеmѕ can ԛuiсklу bе рut into inventory. Dеtаilѕ such аѕ thе рriсе thаt wаѕ раid (cost), dаtе rесеivеd, mark-up, mаrgin, quantity, аnd description аrе all rесоrdеd fоr each itеm.
Whеn prospective buyers hаvе ԛuеѕtiоnѕ, аnу infоrmаtiоn that wаѕ entered on thе item саn bе easily ассеѕѕ juѕt by scanning the рrоduсt. Cоmрlеtе rероrtѕ саn bе ассеѕѕеd tо review invеntоrу lеvеlѕ, invеntоrу value, ѕаlеѕ hiѕtоrу, or virtually any аѕресt of inventory аnd sales information thаt has bееn conducted оn the  ѕtоrе роint of ѕаlе system.

In a multi-store environment, еасh store location саn have “live-time” access tо invеntоrу information frоm ѕtоrе tо ѕtоrе. Buуеrѕ that аrе lооking fоr a ѕресifiс item can be rеdirесtеd, whеn that itеm iѕ present аt оnе оf your оthеr stores.

All оf the fеаturеѕ аbоvе are incorporated with more bу Mеrсhаnt Strоnghold whiсh includes;

Frее ѕhiррing tо аll сliеntѕ.
No ѕеtuр fее
Wirеlеѕѕ
Wе Suрроrt EMV, IP оr Diаl
nо Monthly Fee
48 Hоurѕ approval аnd lоtѕ mоrе,
Merchant Account/ Payment Gateways at best
Wоuld you love tо be раrt оf this?? Fееl frее to get in tоuсh ,wе’ll bе glad tо hеаr frоm уоu

Saturday, 11 November 2017

Card and Electronic Payment Acceptance



Card and Electronic Payment Acceptance

Accepting Payments from Credit Card, VISA, Master card with PCI, EMV, POS Merchant Account, E-checks, 100% safety with Merchant Stronghold
or any other electronic method is one of the fast and secured options for business to grow their business and customer’s trust. Our variety of electronic and card payment solutions and support will help your business to grow and use these technologies with confidence.

Retail outlets
Countertop Point of Sale terminal


If you are looking for an easy card payment acceptance solution with static POS terminal. Merchant Stronghold’s POS terminal solution is the best option for retail outlets that accepts debit and credit card payments. In addition to acceptance, this terminal also helps you to accept and check the loyalty gift transfers and cards.

EMV and other global wallet service acceptance of payment

Merchant Stronghold’s, latest technology-enabled NFC/EMV countertop solution for retail business will help you to collect payment by swiping the card or by online payment wallets like Apple Pay, Samsung Pay and others. Use of this technology will help you to grow confidence of customers as most of the adult smart phone users prefer paying by these services. Additionally, using EMV/NFC will help you to be ready for liability shift coming in upcoming years.

Online Payment acceptance
Virtual/Authorization terminal

Merchant Stronghold provides you the access of Application Program Interface (API), to connect with your e-Commerce website or application to collect electronic payment with security. As the API integration needs some of the pre-requirements to be fulfilled by the website in terms of security concerns we assist you to check if your application is PCI Compliant or not. This PCI Compliance creates a network layer which helps you to improve the reliability and security of your website or application.

Some e-Commerce websites offer subscription plans for their products. For this, business needs to have an additional solution deployed for recurring transactions is also provided by Merchant Stronghold. For clearing eCheck, Merchant Stronghold helps business to keep the track and also notifies businesses about the recurring needs to be done.

Mobile Point of Sale (POS)

There are few business types that sometimes demands to collect payment on the go. For this facility, Merchant Stronghold helps you get the access of mobile physical device to collect payment through cards by swiping. This is one of the advanced for merchant solution that is fulfilling the requirement of the merchants who are constantly working on the move.

Wоuld you lоvе to be раrt оf thiѕ?? Feel frее tо get in touch,wе’ll bе glаd to hеаr frоm уоu

Saturday, 7 October 2017

EXPAND YOUR TRAVEL AGENCY BY INTEGRATING A MERCHANT ACCOUNT

https://www.merchantstronghold.com/

Are you running a travel agency and you don’t have a merchant account? You are losing a large portion of your customer base who probably don’t purchase your package because of payment method.

Are you looking to expand your travel agency by integrating an online payment gateway? Look no further because Merchant Stronghold offers merchant accounts that accept multiple cards. We give business peace of mind by providing high security, quality support, at affordable rates. Any issues regarding payment method will be handled professionally. Your customers will be able to make transactions and purchases just by sitting at home. A secure platform with latest technology will be integrated in your website much faster than you would expect.

Rates and easy installation

Our rates are different than other companies, we believe in clear and transparent policies so that merchants can do business while we handle their online merchant account issues. Our system is unique, we review many things before deciding how much to charge. Our professional team sits down and review customized plans for travel businesses.

Agencies who have a travel business are, always at risk because credit card companies don’t want to invest in them. They are expensive for banks and their business usually don’t run for long. But with multiple payment methods you will give options to customers and they will be able to purchase your products easily. A separate merchant account will have a virtual terminal with options such as android and apple device payment method. Customers will be able to pay via credit card with touch of a button.

Card installation may look like a lengthy process but it is not. Once it is installed, your customers have to entered detail and sign on screen. A recipe will generate when they purchase your travel packages and this recipe will be sent to customers as a record. One of the option that benefits business is clients email, you can send new promotions and special offers to expand your business. The apps we use are extremely safe and they are capable of carrying out any number of transactions. Either it is a virtual terminal or physical, your customer will be able to make payment even if the card is not present. Simply by entering card information and a recipe will generate.

Merchant Stronghold

We have made it possible for travel businesses to enjoy twenty-first century’s technology. There are many companies like ours, but we are the only one that provides customized plans so that merchants can offer better payment options to clients. Contact us and start accepting MasterCard, Visa, and American Express today!

Thursday, 21 September 2017

Payment Gateway Integration Simplified

 
 Maybe the most challenging thing that can be faced by a merchant is the integration of a payment gateway solution. This will require expertise and plenty of resources. And since most of the gateway solutions are very complex, integration and its overall requirements have started to be more and more appealing as well.

Payment Gateway Integration is a process that allows companies to have a much better, seamless way to manage and perform payments. What makes it helpful is the fact that with its help you have a much better control over the way your company manages all customer purchases, no matter the medium they use for that purchase to begin with.

Why do you need Payment Gateway Integration? The reason is simple, if you want to accept online purchases you do need this type of solution and integrating one as fast as possible is a sheer necessity to begin with. With its help you have the ability to process online payments on the go and results will be very impressive all the time. The great thing here is that the credit card checks are performed automatically and the integration process on its own is usually performed within hours. You just need to work with a reliable merchant account provider and results will be great.

The idea is to work with a merchant account provider as he will be able to handle the entire process without a problem. All you need to have is a merchant account that has the ability to accept online payments via a dedicated payment gateway.

What makes the Payment Gateway Integration process distinct is that it provides your company with the means to interface with more than one payment processor. Not only that, it can also make it easier for the customer to ensure that his data is processed in a professional and secure manner. A good Payment Gateway Integration provider will be able to bring in front the much-needed value that your company needs, all while removing the regular burden that comes from performing online payments.

Even if the Payment Gateway Integration does come with an extra cost and a new integration layer, it does provide the merchant with the means to minimize the amount of manual tasks and labor that have to be performed, not to mention that the workload will be less redundant to begin with. This does bring in front a whole lot of value for the companies that handle credit card or online based payments on a regular basis. The return on investment and outstanding approach offered by this experience is well worth your money!

What does it do?

Simply put, the Payment Gateway Integration allows you to accept a wide array of payments from all over the world. It doesn’t matter the payment processors that your customers use, if you use a payment gateway you will have a much easier time when it comes to processing their content and results will indeed pay off quite a bit.

Why should you use a Payment Gateway?

The Payment Gateway Integration process is simple, seamless and it can be performed very fast. At the same time, it’s really easy to perform and it allows your company to access a wide array of payment methods. Since customers use plenty of different payment options, you want to make sure that you offer them the convenience and help they need!

How can you integrate the Payment Gateway on your website?


Each Payment Gateway Integration provider offers dedicated instructions in regards to what you need to do. Most of the time it all comes down to going through a set of simple steps or just adding in few lines of code into your website.

But maybe the most important thing about Payment Gateway Integration is that it helps make online shopping easier for buyers. Your customers will never have to worry about not being able to pay for your services. The more options you offer them, the easier it will be for you to grow your business and take it to new heights. It will not be easy at first, true, but in a very short amount of time you will get to be more than impressed with the results.

Don’t hesitate and perform Payment Gateway Integration right away, harness the true power of online payments and you will be more than impressed with how much this can benefit your business!

Wednesday, 20 September 2017

Financial Institution Partner Program for Merchant Services

https://www.merchantstronghold.com/
 
 
Merchant Stronghold helps give a competitive edge to financial institutions. We harness relationships to help you meet continued demands for new customers, new deposits and new sources of revenue. We know how important attracting profitable customers and maintaining long-term relationships are to your financial institution.

Become a Partner

As competition and Federal Regulations continue to erode margins on traditional banking products, few financial institutions have fully tapped the potential that resides in your market for merchant acquiring services. Merchant Stronghold can become your ally in offering the latest in merchant processing programs to your business and commercial customers. This partner program provides a sales force dedicated to your institution, to help leverage your brand name and market presence, effort to attract and retain new customers and increase profitability.

Our Goal is to help your financial Institution to everyday, that includes customer service, terminal help desk, marketing materials, equipment deployment and programming, merchant training and activation, online transaction information, referral updates and reporting and allowing you to focus on core banking products and services.

Partner Benefits:
  • Increase earnings from ongoing revenues
  • Grow deposits by capitalizing on strong brand recognition and branch distribution system
  • Reduce cost through Merchant Stronghold sales proficiency, experience and economies of scale—Merchant Stronghold assumes expenses, merchant liability (including fraud and chargebacks) and operational responsibility for the back-office support functions (customer service, help desk, etc.)
  • Create a long-term alliance that can bring best-in-class sales, service, products, branding, distribution and pricing to your merchant business
  • Access a professional, dedicated Merchant Stronghold sales force that works branch referrals and cold calls on merchants in your current markets
  • Reverse cross-sales opportunities with Merchant Stronghold back to your branch staff for core bank products and services

Monday, 11 September 2017

Super Tips To Get Merchant Account services for “Online Dating Sites Business


Internet is center point for shopping and various services for this generation. So much so that people find it really simple to initiate their dating from online encounters. The nature of this industry has been through a lot of scrutiny and problem for adaptation but as the youth has been supportive of this idea.

From Okcupid, Match ,Meetup and Pleanty of Fish ,there are many dating websites and application around. There is by all accounts one for each specialty, making this a profitable and helpful business enterprise. For those searching for a new business assignment, this is enormous. Be that as it may, one of the most concerning issues comes when you are searching for a Merchant account.

On the off chance that you have already claimed a business, you know that business merchant accounts are important for accepting credit card payments – which is crucial to having online dating sites. The absence of choices accessible for online dating sites is vast – because of the preparing business arranging it as a “high Risk” industry. “High Risk” implying that it is a higher unsafe of chargebacks, which we as a whole know are harming to a business. The comprehension of chargebacks is one of the greatest things that you have to search for when you are in the market for an online dating Merchant account.
 
Why is online dating sites is “High Risk Business

Approx 15 % to 18% USA population is dependent on online dating and it generates revenues in billions. As we know there is a lot of potential in this field.
 
Chargeback Rates are so High

Dating is totally based on personal fulfillment of person. If they discover the match of their choice from the bank of your user accounts, at that point they will pay the cash else they would charge it back Because of the flow of this field. Due to the dynamics of this field, the merchants don’t push their extremes in these accounts. Hence, refrain from being vulnerable by not providing merchant accounts to dating sites

Disagreement in Stated service and provided service

There is two situations. According to previous record, mostly dating sites that started as finding the right match or companion changed into finding an escort or run as prostitution site. This awful nature of this business made it vulnerable for unawareness by the major pool of genuine people looking for dating and companionship.

Because of these two reasons, Merchant account providers refrain from getting engaged with this industry and some of them who do, charge a high expense for these records.
 
If you have a online dating website? What’s your expectation from Merchant Account providers

The fact of the matter is obvious that the idea of online dating sites will stay ‘high Risk’ regardless of the possibility that it is creating huge revenue because of its indeterminate chargeback. Subsequently, there are a couple of set of desire to set up which shouldn’t be traded off

1. Lower charge Fee

Online Gateway Providers understand the weakness of online dating sites and to use the advantage of this situation,, they charge more than industry standard cost for their services which is the reason, businessmen are not able to generate profits in initial days and also have trouble building up their business.

2. Payment Gateway Security with Anti-fraud payments

Merchant Accounts have anti-fraud payments and security techniques for other high risk accounts which must also be provided to dating websites to cut down major amount of chargeback due to false or fraud payments.

Friday, 1 September 2017

To Start a Bail Bonds Business-How to Open a Bail Bonds Merchant Account Business

 
Merchant accounts for Bail bonds seem like a Mystery. Many discuss of processing plastic card payments, however it is a riddle to numerous in the business how they do as such securely, and without dread of conclusion. The result is easy: Merchant Stronghold. The bail bonds business is very rigid and tough, not only due to its customers, but also due to its status in the processing business. While many bashful left from this industry, Merchant Stronghold welcomes it with open arms.
 
Receiving a Merchant Account and processing of credit card payments for your bail bonds business, it can be very difficult.  Numerous Credit Card Processors don’t want to work with Merchant services of bail bonds businesses because of the high risk environment of the service being provided.

All merchants require the capacity to process plastic card such as credit card payments and debit card payments. While many bail bonds organizations are “Cash only bonds”, this can discontinuation the process for clients, and it can magnify those who are in a hurry to free their loved one from custody. While plastic card payments leave a company at high risk for deceptive action, Merchant Stronghold has the best safety features to help you battle these issues. And while every fraudulent issue cannot be detected due to the ever-changing fraudster industry, Merchant Stronghold offers you chargeback insurance to help ease these fears.

In the event that you have a Merchant Account and are fulfilled, that’s great. That is incredible. Be that as it may, you should look at your choices from time to time. The processing business is constantly changing, and not all processors are up to date on the various payment forms that are now used. From ACH debit charge to iCheck innovation, and BitCoin are utilized by many however are not acknowledged by all. The greater installment techniques you can acknowledge, the better your notoriety and the better you can serve your clients.

The Merchant bail bonds business is similar to any other, and it depends on the ability to accept payments. With Merchant Stronghold, the application to do such is rapid and simple, and merchants can learn if they have been accepted in as little as 48 hours. This time period is inconceivable, yet it is an indication of Merchant Stronghold’s demonstrated commitment to its Merchants. After printed material is marked, you can be up and running is two or three days. This encourages you, and your clients, better the business Bail bonds involvement. It is something that no customer needs to do, however many wind up confronting a Bail bonds organization sooner or later. It is dependent upon you to make the procedure cordial and smooth, both through client service and payment processing.

On the off chance that you possess a Bail bonds business and need an answer for process your Credit card payments call Merchant Stronghold today. Merchant Stronghold has many minimal effort answers for your Bail bonds business. Merchant Stronghold works with many Bail bonds organizations everywhere throughout the United States. Merchant Stronghold will locate a minimal effort Merchant Account Processing solution for you.

Tuesday, 1 August 2017

CREDIT CARD PROCESSING GATEWAY FOR YOUR DIRECT MARKETING

http://www.merchantstronghold.com

 Merchant Stronghold provides credit card processing gateways that are tailored for your direct marketing business. Grow your Direct Marketing business by providing multiple payment options to your customers.

Efficient Front end Systems and Credit Card Processing Gateway to integrate with Stronghold’s gateway API and be able to provide instant successful transactions is important especially for a Direct marketing System. Stronghold’s credit card processing gateway not only accepts payment, but also compiles reports so that merchants can keep records of transactions. Many companies these days promise to deliver these efficient systems, but most of them focus upon providing fancy systems rather than better security. Merchant stronghold on the other hand not only have the most secure and solid gateways available, but also close all loop holes that can harm payment system of your direct marketing business.

Rather than using physical terminals, your customers can use secure online gateways for making transactions. There are many advantages; business get daily  batch reports, multi batch reports, decline reasons , successful transactions, refunds ,  sorting last 30 days transactions, and much more. All these can be done using your personal or business computer. The Gateway also captures the IP Address and reports it in the system using the iSpyFraud Technology.
 
Online Payment Gateway

Our virtual gateways can make credit card processing money saving, which means your business pay less amount to process transactions. Merchant stronghold makes sure that every transaction is secure.  In order to provide better direct marketing gateways, we have set ourselves apart from our competition. We offer services that are tailored for your business – A glimpse of our methods:

Safe and Secure Processing: All the credit card processing transactions go through multiple secure servers means no data is stored on your business computer. This makes direct marketing processing safe and secure.
 
Customer Support: The first thing that any business should focus upon is better customer support. Our team is available to help you deal with any payment issue. You can contact us and discuss issues and they will be resolve timely so that your direct marketing business thrives.
 
eChecks: Gateway allows you to accept echecks too! Accept Credit Cards and eChecks in the same Gateway.
 
Flexible Settlement Times: The business can customize or set a certain time for the transactions to be batched out and be sent out for settlement.
ultiple 

User Access: Our direct marketing credit card processing gateways give users multiple options. Your customers get email receipts at the time of processing. This ensures that transaction is authentic and quick. 
All the records are kept for future references.
 
ISpyFraud Technology: ISpyFraud Technology helps to monitor and capture customers IP address at the time of the transaction. Geo Locations and IP Address helps reduce online fraud and is the first choice for a direct marketing business when it comes to accepting credit cards. Don’t let your merchant face the risks of accepting payments without adequate protection. Get in touch with our to learn more about how to help your customers guard against fraudulent transactions.

If many of your transactions are face to face, then you are not providing enough options to your customers. We can offer your customers easy and reliable options that will suit their payment method. Ever transactions made through our systems will be safe and your customers will get notification of their recent transaction. What is the best part in all this? You are paying less money and getting premium credit card processing gateway.

How to sign up for getting your offshore merchant account? It is quick and easy! Start an online application or call one of our merchant specialists will walk you through the process. We offer various services, and based on your requirement, we will provide a payment solution that will best suite your direct marketing business.

Monday, 31 July 2017

Requirements of getting merchant account in United States

 
In this rapidly transforming world, where businesses are regularly changing their process of dealing with customers. With the development in processes, the businesses now have started accepting the payments through credit cards. Although, of all the business process up-gradation with the help of technology, that ease the maintenance of business, accepting card payments is one of the step that makes easier for customers to pay directly through their account.

But, many times merchants who are planning to start accepting card payments have very less knowledge about what is required for the establishment of a merchant account. As there are few requirements and perquisite for getting and maintaining a merchant account that enables business owner to collect payments via credit cards.

Typically a merchant never directly contact to a bank for the offshore merchant account initiation that should collect the card transactions. The reason for this there is a strong need of dealing with fraudulent and error transactions that needs to be handled with the guidance of professionals. For a merchant account that collects card transaction, the merchant should contact a processing company that acts as an intermediate between merchant and bank. They help merchant to deal with the card transactions effectively and help them to get funded from the bank against the legal transactions.

For merchants in United States, we have listed the requirements of the account application that can help them to be ready with all sorts of documents that will help them to apply with correct documents while filling the merchant account application form:

All the merchants who are based in U.S. they need to provide the general requirements that are listed below that will help merchant to prove that she/he is a legal resident of United States:
  • Registered business name in U.S.: The merchant account applicant must be legally incorporated in the U.S. or at least merchant registered its business with the local governance that could give them “Doing Business As” name (DBA)
  • S. bank account: The merchant should have a running U.S bank account, in which the merchant will get the funds of their transfers deposite
  • Physical address of merchant: A merchant must have a physical presence that is an address of living or doing business that can be verified.
The above document will help a merchant to show their legal presence in United States, if a merchant have the above necessary proofs, they can apply in the bank for a merchant account that can help them to collect payment through credit cards.

Now for filing the application for merchant account the documents will vary with the businesses risk volume, that is categorize with the dependence of these factors including nature of business, monthly processing, previous processing experience, etc. Although, the basic things a merchant needs to fulfill while applying for the account is:

Application Form: The application form that will collect the basic information of the business and applicant. The information include physical address, Tax ID, average sales, bank account details, web address, phone number, etc. There is an advance pricing agreement that is regarding the pricing of the products.
 
Business license: The applicant’s business requires any kind of permit before being sold; the applicant needs to provide the appropriate license copy at the time of application.
Incorporation proofs: if the applicant claims that their business have the existence in all over the world, then there is a requirement of providing/submitting the copy of incorporation paperwork, that proves that business is illegible to collect payment from around the world.
 
Voided check: The applicant needs to submit the voided check of their business bank account, with the business name pre-printed on it, this is called permanent check. If the permanent check is not available, then the merchant will need to submit a letter from the bank stating the account details and have the bank authority signature on it.

W-9 form: This is an application form for Federal Tax ID. It’s not possible the form can be substituted with the SS-4 form with which a merchant can obtain the Tax id.
 
Personal guarantee: The processor tries to be safe from the risk of debt that occur form the fraudulent action that is the undeniable part of card payment transaction. Personal guarantee is basically required by the privately held companies due to the nature of business.
 
Other than the document, the businesses that are listed in higher risk categories, needs to provide these addition details about their business:
  • Business financial statements: Normally the details of last years of business transactions are required.
  • Personal financial statements: Again the details of last two years of personal account details.
  • Processing details: If the business has previously accepted the card payments, then at least of last three month of processing of payment details needs to be share with the processer.
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